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Solve for future value, present value, payment, number of periods or interest rate using the time value of money.
Formula used
PV × (1 + r)ⁿ + PMT × (1 + r × t) × ((1 + r)ⁿ − 1) ÷ r + FV = 0
Example
Deposit $10,000 now and $200 each month for 120 months at 0.5% per month: the future value is about 50,969.84.
Frequently asked questions
What do the signs mean?
Cash you pay out is negative, cash you receive is positive.
Is the rate yearly or monthly?
It is the rate per period. For monthly periods, divide the yearly rate by 12.
Results are estimates for general information only and are not professional financial, medical or legal advice.
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